At MeDirect Bank, we are committed to supporting sustainable living through our Green Home Loans. Designed to help you finance energy-efficient homes, our Green Home Loans offer a range of benefits that make it easier and more affordable to go green.

First and foremost, we offer preferential interest rates for energy-efficient properties. By investing in a green home, you not only save on energy costs but also benefit from lower loan rates. Even if the home you are buying is not energy efficient yet, upgrading it within 60 months of signing the deed to reach an Energy Performance Certificate (EPC) rating of less than50kWh/m2.yr will then make you eligible for a fixed discounted interest rate for an agreed period.

At MeDirect, we also do not charge any processing fees for our Green Home Loans, making the process more cost-effective for you. To provide greater financial flexibility, we offer an interest-only payment option for the first 18 months of your loan.

Other aspects of MeDirect’s home loans service which appeal to buyers include our speedy response times thanks to our specialised team of advisors who are ready to assist you with a fast and efficient loan approval process. We also make Green Home Loans available for various property types, meaning they can be used for the acquisition of primary or secondary residences, construction, home improvements, and refinancing of existing home loans.

This flexibility ensures that you can make your home more energy-efficient, no matter your situation. MeDirect’s aim is to encourage a greater focus on creating energy efficient buildings with renewable energy sources which deliver improved Energy Performance Certificate (EPC) score. This, coupled, with other actions such as using LED lights and purchasing energy-efficient appliances, not only has the possibility to make the world greener but also benefit your finances.

For more details, visit our Green Home Loans page where you can also book an appointment to speak to one of our advisors.

MeDirect Bank (Malta) plc, company registration number C34125, is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994. Applications are subject to the Bank’s lending criteria.  Your residential immovable property may be repossessed if you do not keep up with repayments on a mortgage or any other debt secured on it. Terms and conditions apply and are available on request.

MeDirect Bank (Malta) plc, The Centre, Tigné Point, Sliema, TPO 0001, Malta.